Future Value Calculator
Calculate the future value of a present sum at a given growth rate.
Amortization schedule
| # | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
Showing first 12 of months.
Growth over time
| Year | Invested | Value |
|---|---|---|
Introduction
Future Value Calculator — Calculate the future value of a present sum at a given growth rate. Enter Present value, Rate (%), Years to get an instant, accurate result.
Formula
FV = PV × (1 + r)ⁿ, the exact compound-growth formula, where r is the annual rate and n is the number of years.
Step-by-step
- Enter the Present value.
- Enter the Rate (%).
- Enter the Years.
- Click Calculate to see your result instantly.
Real-world example
Example: With Present value = 10000, Rate (%) = 6, Years = 10, the Future Value Calculator gives Future Value: 17908.477.
Frequently Asked Questions
Does this include periodic contributions?
No, this projects a single present value forward; use the investment or savings calculator for recurring contributions.
What if the rate is 0%?
The future value simply equals the present value — no growth occurs.
What inputs does the Future Value Calculator need?
You'll need to provide: Present value, Rate (%), Years. All fields use sensible defaults, so you can see a working example immediately and then adjust the values to match your own numbers.
How accurate is the Future Value Calculator?
The Future Value Calculator applies the formula exactly as calculated — FV = PV × (1 + r)ⁿ, the exact compound-growth formula, where r is the annual rate and n is the number of years. — so results are precise for the inputs you provide. Accuracy depends on entering correct, realistic input values.
Are these results guaranteed?
No. The Future Value Calculator gives an estimate based on the numbers you enter and standard financial formulas — actual rates, fees, taxes, and terms vary by lender, institution, and jurisdiction, and can change over time. This is not financial advice; consult a qualified financial professional for decisions specific to your situation.
Is the Future Value Calculator free to use?
Yes, the Future Value Calculator is completely free, requires no signup, and runs instantly in your browser.
About the Future Value Calculator
The Future Value Calculator uses a real, verifiable formula — FV = PV × (1 + r)ⁿ, the exact compound-growth formula, where r is the annual rate and n is the number of years. — so results are accurate every time, not an approximation.