Finance Calculators

Calculate Equated Monthly Installments with full amortization schedule.

Monthly payments, total interest and month-by-month schedule.

Home loan payments with taxes, insurance & amortization.

See how your money grows with a live growth chart.

P × R × T made easy with clear breakdown.

Future value of monthly SIP investments with a growth chart.

Fixed deposit maturity amount and interest.

Recurring deposit growth with compounding.

Add or remove GST from any amount.

Compute VAT-inclusive or exclusive prices.

Final price after any discount percentage.

Gross margin, markup and profit from cost & revenue.

Return on investment with annualized rate.

Live exchange rates for 170+ world currencies.

Convert between hourly, monthly, and yearly pay.

Project your retirement corpus with monthly contributions.

Monthly deposit needed to hit a savings target.

How many months to pay off a card balance.

The most expensive home your income can support.

Monthly car-loan payment and total interest.

Net Present Value of any cash-flow stream.

Internal Rate of Return via Newton-Raphson.

Solve for the simple or compound interest rate given principal, final amount, and time.

Estimate monthly payments and total interest on a personal loan.

Compare standard and income-driven repayment plans for student loans.

Estimate payments and interest on a business loan.

Compute the effective APR of a loan including fees.

Convert a nominal interest rate into an annual percentage yield.

Project savings growth from a lump sum and recurring deposits.

Calculate how much to save for an emergency fund based on monthly expenses.

Calculate the future value of a present sum at a given growth rate.

Discount a future sum back to its present value.

Compute the compound annual growth rate between two values.

Project investment growth from an initial amount plus monthly contributions.

Calculate total and annualized return on an investment.

Calculate total dividend income from shares held.

Calculate dividend yield from annual dividend and share price.

Price a bond from face value, coupon rate, and yield to maturity.

Estimate current yield and yield to maturity for a bond.

Price a bond given its terms and yield.

Calculate the future and present value of a periodic annuity.

Project 401(k) balance growth including employer matching.

Project IRA balance growth from annual contributions.

Estimate annual and monthly pension benefits.

Calculate your FIRE number using the 4% withdrawal rule.

Estimate years to financial independence based on savings and returns.

Calculate the future cost of goods and eroded purchasing power due to inflation.

Calculate the equivalent purchasing power of money after inflation.

Calculate your debt-to-income ratio and mortgage qualification rating.

Simulate paying off debts smallest balance first.

Simulate paying off debts highest interest rate first.

Estimate the minimum monthly payment on a credit card balance.

Calculate your credit utilization ratio.

Calculate your net worth from total assets and liabilities.

Compare income against expenses to see a surplus or deficit.

Split after-tax income into needs, wants, and savings.

Break down spending across categories as a percentage of total.

Calculate net cash flow from inflows and outflows.

Total your expenses and compare them to income.

Estimate net take-home pay after taxes and deductions.

Convert an annual salary into an hourly wage.

Calculate regular and overtime pay at 1.5x rate.

Calculate net bonus pay after federal and state withholding.

Calculate commission earned on sales.

Calculate sales tax and total price on a purchase.

Calculate capital gains tax owed on an asset sale.

Calculate tax withheld and net pay from gross pay.

Calculate asset depreciation using straight-line or declining balance methods.

Calculate monthly auto lease payments.

Calculate the break-even point in units and revenue.

Calculate profit from revenue and costs.

Calculate markup percentage from cost and price.

Calculate profit margin percentage from cost and price.

Calculate fees deducted from a currency exchange transaction.

Calculate fees and recipient amount for an international money transfer.

Calculate your savings rate as a percentage of income.

Adjust a salary for cost-of-living differences between cities.

Estimate the maximum rent you can afford based on income.

Calculate the down payment and resulting loan amount for a home purchase.

Estimate closing costs on a home loan.