FD Calculator
Fixed deposit maturity amount and interest.
Amortization schedule
| # | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
Showing first 12 of months.
Growth over time
| Year | Invested | Value |
|---|---|---|
Introduction
FD Calculator — Fixed deposit maturity amount and interest. Enter Deposit amount, Rate (%), Years, Compounds / year to get an instant, accurate result.
Formula
Maturity value = P(1 + r/n)^(n·t), the standard compound-interest formula applied to a fixed deposit.
Step-by-step
- Enter the Deposit amount.
- Enter the Rate (%).
- Enter the Years.
- Enter the Compounds / year.
- Click Calculate to see your result instantly.
Real-world example
Example: With Deposit amount = 100000, Rate (%) = 6.5, Years = 5, Compounds / year = 4, the FD Calculator gives Maturity: 138041.9775, Interest: 38041.9775.
Frequently Asked Questions
What compounding frequency should I choose?
Match whatever your bank actually compounds at (commonly quarterly) for an accurate maturity estimate.
Is tax on FD interest included?
No, this shows the gross maturity value and interest before any applicable tax deduction.
What inputs does the FD Calculator need?
You'll need to provide: Deposit amount, Rate (%), Years, Compounds / year. All fields use sensible defaults, so you can see a working example immediately and then adjust the values to match your own numbers.
How accurate is the FD Calculator?
The FD Calculator applies the formula exactly as calculated — Maturity value = P(1 + r/n)^(n·t), the standard compound-interest formula applied to a fixed deposit. — so results are precise for the inputs you provide. Accuracy depends on entering correct, realistic input values.
Are these results guaranteed?
No. The FD Calculator gives an estimate based on the numbers you enter and standard financial formulas — actual rates, fees, taxes, and terms vary by lender, institution, and jurisdiction, and can change over time. This is not financial advice; consult a qualified financial professional for decisions specific to your situation.
Is the FD Calculator free to use?
Yes, the FD Calculator is completely free, requires no signup, and runs instantly in your browser.
About the FD Calculator
The FD Calculator uses a real, verifiable formula — Maturity value = P(1 + r/n)^(n·t), the standard compound-interest formula applied to a fixed deposit. — so results are accurate every time, not an approximation.