Termijndeposito Calculator
Vervalbedrag en rente van een vaste termijndeposito.
Aflossingsschema
| # | Betaling | Hoofdsom | Rente | Saldo |
|---|---|---|---|---|
Eerste 12 van maanden.
Groei over tijd
| Jaar | Geïnvesteerd | Waarde |
|---|---|---|
Inleiding
FD Calculator — Fixed deposit maturity amount and interest. Enter Deposit amount, Rate (%), Years, Compounds / year to get an instant, accurate result.
Formule
Maturity value = P(1 + r/n)^(n·t), the standard compound-interest formula applied to a fixed deposit.
Stap voor stap
- Enter the Deposit amount.
- Enter the Rate (%).
- Enter the Years.
- Enter the Compounds / year.
- Click Calculate to see your result instantly.
Praktijkvoorbeeld
Example: With Deposit amount = 100000, Rate (%) = 6.5, Years = 5, Compounds / year = 4, the FD Calculator gives Maturity: 138041.9775, Interest: 38041.9775.
Veelgestelde Vragen
What compounding frequency should I choose?
Match whatever your bank actually compounds at (commonly quarterly) for an accurate maturity estimate.
Is tax on FD interest included?
No, this shows the gross maturity value and interest before any applicable tax deduction.
What inputs does the FD Calculator need?
You'll need to provide: Deposit amount, Rate (%), Years, Compounds / year. All fields use sensible defaults, so you can see a working example immediately and then adjust the values to match your own numbers.
How accurate is the FD Calculator?
The FD Calculator applies the formula exactly as calculated — Maturity value = P(1 + r/n)^(n·t), the standard compound-interest formula applied to a fixed deposit. — so results are precise for the inputs you provide. Accuracy depends on entering correct, realistic input values.
Are these results guaranteed?
No. The FD Calculator gives an estimate based on the numbers you enter and standard financial formulas — actual rates, fees, taxes, and terms vary by lender, institution, and jurisdiction, and can change over time. This is not financial advice; consult a qualified financial professional for decisions specific to your situation.
Is the FD Calculator free to use?
Yes, the FD Calculator is completely free, requires no signup, and runs instantly in your browser.
Over Termijndeposito Calculator
The FD Calculator uses a real, verifiable formula — Maturity value = P(1 + r/n)^(n·t), the standard compound-interest formula applied to a fixed deposit. — so results are accurate every time, not an approximation.