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Calculadora de Financiamento de Carro

Pagamento mensal do financiamento de carro e juros totais.

Introdução

Auto Loan Calculator — Monthly car-loan payment and total interest. Enter Loan amount, APR (%), Term (years) to get an instant, accurate result.

Fórmula

Monthly payment = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), the standard amortizing-loan formula applied to the vehicle loan amount.

Passo a passo

  1. Enter the Loan amount.
  2. Enter the APR (%).
  3. Enter the Term (years).
  4. Click Calculate to see your result instantly.

Exemplo do mundo real

Example: With Loan amount = 25000, APR (%) = 6, Term (years) = 5, the Auto Loan Calculator gives Monthly Payment: 483.32, Total Interest: 3999.2023, Total Paid: 28999.2023.

Perguntas Frequentes

Does this include trade-in value?
Enter your loan amount as the vehicle price minus any trade-in or down payment already applied.
Can I see the full payment schedule?
Yes, the amortization table below the result shows principal/interest/balance for each month.
What inputs does the Auto Loan Calculator need?
You'll need to provide: Loan amount, APR (%), Term (years). All fields use sensible defaults, so you can see a working example immediately and then adjust the values to match your own numbers.
How accurate is the Auto Loan Calculator?
The Auto Loan Calculator applies the formula exactly as calculated — Monthly payment = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), the standard amortizing-loan formula applied to the vehicle loan amount. — so results are precise for the inputs you provide. Accuracy depends on entering correct, realistic input values.
Are these results guaranteed?
No. The Auto Loan Calculator gives an estimate based on the numbers you enter and standard financial formulas — actual rates, fees, taxes, and terms vary by lender, institution, and jurisdiction, and can change over time. This is not financial advice; consult a qualified financial professional for decisions specific to your situation.
Is the Auto Loan Calculator free to use?
Yes, the Auto Loan Calculator is completely free, requires no signup, and runs instantly in your browser.

Sobre a Calculadora de Financiamento de Carro

The Auto Loan Calculator uses a real, verifiable formula — Monthly payment = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), the standard amortizing-loan formula applied to the vehicle loan amount. — so results are accurate every time, not an approximation.