CalculatorCast
Matemática Finanças Saúde e Fitness Data e Hora Conversores de Unidades Informática Física Química Construção Engenharia Estatística Educação Vida Cotidiana Biologia Automotivo Cozinha e Alimentação Esportes e Fitness Imóveis Fotografia Elétrica Agricultura Viagens Negócios
Todas as Calculadoras Favoritos ()
English Español Français Deutsch Português Italiano Nederlands Polski Türkçe 日本語 한국어 Svenska Norsk Dansk Suomi עברית

Calculadora de Empréstimos

Pagamentos mensais, juros totais e cronograma mês a mês.

Introdução

Loan Calculator — Monthly payments, total interest and month-by-month schedule. Enter Loan amount, Annual rate (%), Term (years) to get an instant, accurate result.

Fórmula

Monthly payment = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), the same amortizing-loan formula used for EMI, with a full month-by-month schedule.

Passo a passo

  1. Enter the Loan amount.
  2. Enter the Annual rate (%).
  3. Enter the Term (years).
  4. Click Calculate to see your result instantly.

Exemplo do mundo real

Example: With Loan amount = 20000, Annual rate (%) = 7.5, Term (years) = 4, the Loan Calculator gives Monthly Payment: 483.578, Total Interest: 3211.7459, Total Paid: 23211.7459.

Perguntas Frequentes

What does the amortization schedule show?
For each month, how much of your payment goes to principal vs. interest, and the remaining balance.
Why is more interest paid early in the loan?
Interest is charged on the outstanding balance, which is highest at the start, so early payments are interest-heavy.
What inputs does the Loan Calculator need?
You'll need to provide: Loan amount, Annual rate (%), Term (years). All fields use sensible defaults, so you can see a working example immediately and then adjust the values to match your own numbers.
How accurate is the Loan Calculator?
The Loan Calculator applies the formula exactly as calculated — Monthly payment = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), the same amortizing-loan formula used for EMI, with a full month-by-month schedule. — so results are precise for the inputs you provide. Accuracy depends on entering correct, realistic input values.
Are these results guaranteed?
No. The Loan Calculator gives an estimate based on the numbers you enter and standard financial formulas — actual rates, fees, taxes, and terms vary by lender, institution, and jurisdiction, and can change over time. This is not financial advice; consult a qualified financial professional for decisions specific to your situation.
Is the Loan Calculator free to use?
Yes, the Loan Calculator is completely free, requires no signup, and runs instantly in your browser.

Sobre a Calculadora de Empréstimos

The Loan Calculator uses a real, verifiable formula — Monthly payment = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), the same amortizing-loan formula used for EMI, with a full month-by-month schedule. — so results are accurate every time, not an approximation.